The Medical Protection team in the Caribbean and Bermuda provides members with a regional service that ensures local support and information from a visible team on the ground.

Ruth Russell Hutton is the Business Development Manager and brings to her role 27 years expertise in sales and marketing. This includes 21 years experience in researching, analysing and developing marketing strategies and business plans for the healthcare and pharmaceutical industries throughout the English-speaking Caribbean.

Ruth holds a BSc in Marketing and an Associate’s degree in Institutional & Catering Management. She is based in Jamaica.

Steven Joseph is the Business Development Executive and supports Ruth in liaising directly with Medical Protection members across the Caribbean and Bermuda region. Steven is based in Trinidad and Tobago and has a diverse career that includes marketing, sales, education, training and development, and sports administration. Steven also has a BA in International Studies and an MBA in Global Management.











Andrew Bromfield is a Medical Protection Consultant facilitating renewals and membership fee payments for Medical Protection members in Jamaica. Andrew also assists with membership queries, liaising with the Membership team in the UK where appropriate, and conducts welcome calls to new members across the Caribbean and Bermuda. Andrew is based in Jamaica and has a diverse career that has seen him holding managerial, training, technical, and supervisory positions within the engineering, sales, property management, and I.T. sectors, as well as being a managing director of a successful I.T. business. 

Ruth and Steven both work across 18 English-speaking countries, which each have their own particular culture and nuance. Ruth covers the north and Steven the south, which takes in the whole territory of the Caribbean and Bermuda that runs from Guyana in the south to Bermuda in the north: a distance of 3,110 kilometres or 1,932 miles.

The team collaborates with four different medical associations on the islands of Trinidad and Tobago, Barbados, St Lucia and Grenada. Historically, they have processed subscriptions for Medical Protection and, in some cases, organised and disseminated information to members.

Ruth, Andrew and Steven also work closely with the medical and dental schools to engage with Medical Protection members of the future, and they are also the first line of enquiry for members who have queries about their subscriptions and the coverage that they have. 

To contact your local team please email:

• Ruth: [email protected]
• Steven: [email protected]
• Andrew: [email protected] 
• General business development enquiries: [email protected]

Countries covered – at a glance

Ruth Russell Hutton
• Bahamas
• Bermuda
• British Virgin Islands
• Jamaica
• The Cayman Islands

Steven Joseph
• Anguilla
• Antigua & Barbuda
• Barbados
• Belize 
• Dominica
• Grenada
• Guyana
• Montserrat
• St Kitts & Nevis
• St Lucia
• St Vincent
• Trinidad and Tobago
• Turks & Caicos

Andrew Bromfield
• Jamaica