Join the most trusted
medical defence organisation

On the ground expertise

Join us, for world-class indemnity, expert medicolegal advice, and a lifetime of support you can depend on.

We are here whenever you need guidance and support or advice. So you can focus on what’s most important: your patients and your career.

Who we protect


Doctors and Healthcare Professionals

Discretionary medical indemnity is just one reason to join Medical Protection. We’ve been protecting doctors in Hong Kong for over 70 years, and members all over the world depend on us to provide the indemnity and support they need.

 
Medical Students
Join free

Sign up today and enjoy member benefits that include access to free online learning, free elective protection worldwide, protection for Good Samaritan acts, access to our advice line, and more.

 
Organisations

At Medical Protection, we offer a range of membership solutions to meet the needs of your organisation. Whether you choose Corporate Membership, Group Membership or a combination of both, you know your organisation’s reputation is in good hands.

 

Benefits at a glance


World-class medicolegal expertise when things go wrong, plus legal representation and support through cases and regulatory challenges.

Advice and legal representation

You can request advice and legal representation for coroner's inquests, disciplinary and regulatory proceedings and criminal investigations related to your professional practice

Clinical negligence

You can request indemnity for clinical negligence claims (not applicable to public hospital or employer indemnity) and Good Samaritan acts worldwide

Complaints support

Help responding to and resolving patient complaints

Medicolegal advice

Medicolegal advice line including out of hours emergency support 24/7

Expert legal team

Access to a dedicated expert legal team which may include clinical negligence solicitors, medicolegal consultants and professional claims managers

Professional development workshops and online courses

CME available through workshops and online seminars to develop your communication and risk management skills

Risk management resources

Access to online publications and case reports

Confidential counselling service

Access to our confidential counselling service to support you through a stressful case or claim

Help with unwanted media attention

Expert support including preparing statements and responding to the media on your behalf

Why choose discretionary medical indemnity
from Medical Protection?


Unlike insurance, our discretionary medical indemnity protects you without limits or excesses*. We can act for you as soon as you get in touch with us to prevent a problem becoming a crisis. And we protect you through your retirement – for free.

On call 24/7

Our medicolegal experts are here for you 24/7 in an emergency, and through any legal, regulatory or disciplinary challenges you face.

 
On the side of doctors in Hong Kong

As the world’s leading member-owned medical indemnity organisation, we’ve been protecting doctors and healthcare professionals in Hong Kong for over 70 years.

 
There when
you need us

When you receive a claim or complaint on top of the challenges you face every day, we support you every step of the way.

 

Frequently asked questions


  • What does membership include?
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    27 November 2020
    Your membership offers comprehensive protection through advice, support and assistance with clinical negligence claims*, MCHK matters, support with complaints, disciplinary proceedings, inquests and criminal investigations arising from clinical practice, 24/7 medicolegal advice, risk prevention, CME and more.
    Find out more about your benefits 

    *for private practice members 
  • How is my subscription calculated?
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    16 October 2020
    Medical Protection is commited to ensuring that your subscription rate is reflective of the work you carry out. Read more
  • What are the benefits of joining Medical Protection if I am a state doctor?
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    16 October 2020
    Membership offers support with complaints, disciplinary proceedings, inquests and criminal investigations arising from clinical practice, 24/7 medicolegal advice, risk prevention CME and more. Find out more about your benefits.
  • What makes Medical Protection membership different from an insurance company?
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    16 October 2020
    For over 125 years we have focused exclusively on protecting healthcare professionals against allegations of clinical negligence, and have unparalleled insight into the risks you face over the span of your career, and beyond. We believe you should have a protection product that meets your full requirements in the long-term as well as the short-term. With our occurrence-based protection, there are no limits to the indemnity we can provide*, no excesses to pay and no need to make additional indemnity arrangements when you retire, end membership or cease practice. You should check the availability and affordability of run-off cover when comparing the costs of any insurance policy versus Medical Protection membership. Your membership is backed by the power of discretion, which means there are no small print or exclusions to worry about. Discretion allows us to respond to changes in medicine and the medicolegal environment, assisting members with emerging problems that may not have been foreseen at the time you took up membership.

    *Indemnity limits apply to members in high-risk paediatrics and obstetrics. 
  • Why is the flexibility that discretionary indemnity provides so important?
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    16 October 2020
    Read our article to find out why discretionary indemnity and the flexibility it offers is important.
  • If I have state indemnity do I still need Medical Protection membership too?
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    16 October 2020

    If you are employed by the state, and treat patients in a state facility, then the state provides indemnity against claims arising from your professional practice.

    State indemnity will only cover the financial consequences of a claim for clinical negligence. Its purpose is to ensure public patients are compensated if they suffer harm, rather than protect you or your professional interests.

    However, it does not extend to assistance for:

    • internal complaints and disciplinaries related to your clinical practice
    • inquests
    • Medical Council investigations
    • criminal allegations arising from the provision of clinical care.

    As a Medical Protection member you would however be entitled to request assistance in these circumstances.

    We can also help members by advising them on how best to protect themselves in their professional practice, assisting in preparing and checking reports for the State Attorney and providing assistance with media relations to help protect their reputation.

    Additional benefits include, but are not limited to, free communication skills and risk management workshops, verifiable CPD and CEU, emergency medicolegal advice available 24/7, and support and assistance for Good Samaritan acts.

  • In addition to clinical negligence, will Medical Protection assist with other liability arising from my practice?
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    02 September 2014

    Extended liability

    Medical Protection membership grants the right to request indemnity in relation to your own clinical practice. However, as an owner or partner in a practice you may be responsible for liability arising from other elements of the business, for example:

    • vicarious liability for the acts and omissions of other healthcare professionals or staff at your practice;
    • liability for products that are sold at your practice;
    • liability in relation to the safety of the practice environment; and
    • liability for non-clinical matters such as taxes and the performance of contracts entered into by or on behalf of your practice.

    It is important to understand that the subscription for an individual Medical Protection member is calculated on the basis of the risk represented by that member alone. In the interests of fairness across the membership as a whole, where you are exposed to additional liabilities (such as those listed above), you do not have the right request indemnity for matters beyond your own clinical practice, unless your membership grade is expressly extended to cover these. Note that Medical Protection offers corporate membership and other bespoke arrangements for members who require indemnity for the clinical negligence of their staff. Please contact your local membership office for further information.

    Find out more about the limitations of Medical Protection membership.

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Student membership is completely FREE for medical students in Hong Kong

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